Philadelphia Public School Retired Employees Association

Membership Benefit Services (PASR)

Dental Benefits - Professional Insurance Services, Inc.

1023 Mumma Road, Lemoyne, PA 17043-1137
(717) 761 4437 | Toll-Free: 1 (800) 382-1352 | Fax: (717) 761-5029
May 12, 2015

Dear Richard Rowland, Executive Director:

Thank you again for allowing Professional Insurance Services, Inc. to administer PASR’s dental and vision benefit programs. As we discussed at the May 4, 2015 committee meeting, we are excited to announce that there is no dental rate increase for your current benefit structure.
Also discussed was adding additional enhancements to enrich the current plan. The following is the pricing obtained from United Concordia for each benefit. PISI was able to negotiate the addition of the Preventative Incentive program at no premium increase.
Adding the AM-rollover benefit has proven to be a win-win for both the association members and the association. The member has the ability to rollover unused benefits up to $300.00 per year for a maximum of $1,200.00 over a four-year period. In addition, this benefit has proven to increase plan and renewal participation, which in turn builds and maintains membership!

Current Monthly Rate

/1st Mo.OthersTotal
1st Mo.: $34.37
Others: $34.33
Total: $412.00
1st Mo.: $66.25
Others: $66.25
Total: $795.00
1st Mo.: $102.49
Others: $102.41
Total: $1,229.00

UCCI's Estimated Rate with AMR {Rollover} * (4-Year Contract)

1st Mo.: $35.11
Others: $35.07
Total: $420.88
Increase: $8.88
1st Mo.: $67.67
Others: $67.67
Total: $812.04
Increase: $17.04
1st Mo.: $104.72
Others: $104.64
Total: $1,255.76
Increase: $26.76
/1st Mo.OthersTotalIncrease


*PISI proposes to extend the administrative agreement for a four-year period in order for the policyholder and dependents to be able to take full advantage of the rollover benefit (AMR).

Because of the multiple advantages of offering the rollover benefit, PISI will agree to a $6.00 increase (individual), $12.00 increase (2-party), and $18.00 increase (family) rather than $8.88, $17.04, and $26.76.

For additional information, contact Professional Insurance Services, Inc. (PISI).